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What is a high yield MMA?

A high-yield MMA refers to an account with an annual percentage yield in the higher range. Many MMAs may offer rates less than 1%, but high-yield accounts can be nearly 2%. However, in order to receive those higher APYs, you may need to maintain a significant balance in the account.

What is MMA Banking?

Money market account. A money market account ( MMA) or money market deposit account ( MMDA) is a deposit account that pays interest based on current interest rates in the money markets. The interest rates paid are generally higher than those of savings accounts and transaction accounts; however, some banks will require higher minimum...

What is a MMA checking account?

Some people mistakenly believe that MMAs are checking accounts. However, the acronym MMA actually stands for money market account. Money markets are actually a type of savings account rather than checking.

What is Bank of America's money market?

Bank of America Money Market Account is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Money Market Account is available in 50 states (and Washington, DC). No APY minimum balance. There is no minimum amount you have to deposit to start earning interest with this money market account.

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